If not, you will find it difficult to open new bank accounts and/or write checks. Visit the web sites listed above to learn how to order your free annual reports. And read the PRC's guide on these "specialty how to check free credit report St. Louis reports." www.privacyrights.org/fs/fs6b-SpecReports.htm 8. ATM cards. If your ATM or debit card has been stolen or compromised , report how to check free credit report St. Louis it immediately.
You may be liable if the fraud is not reported quickly. Start with a phone call and immediately follow up in writing. getting credit reports Be sure to read the debit card contract for information about liability. Some cards are better protected in cases of fraud than others.
ATM and debit card transactions are subject to the Electronic Fund Transfer Act.
(15 USC §1693) Even if you are a victim of identity theft, your liability for charges can increase the longer the crime goes unreported. For more on EFTA, see the FTC's guide, www.ftc.gov/bcp/edu/pubs/consumer/credit/cre04.shtm. on line credit reports
Also read its guide on electronic banking, www.ftc.gov/bcp/edu/pubs/consumer/credit/cre14.shtm 9. Brokerage accounts. You do not have the same protections against loss with brokerage accounts as you do with credit and debit card or bank accounts. The Securities Investor Protection Corporation ( www.sipc.org ) restores customer how to check free credit report St. Louis funds only when a brokerage firm fails. If an identity thief or other fraudster targets your how to check free credit report St. Louis brokerage account, refer to your account agreement for information on what to do. credit report free score Immediately report the incident to the brokerage company and notify the Securities and Exchange Commission, www.sec.gov Also notify the Financial Industry Regulatory Association, formerly NASD, www.finra.org.
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